Preparing Your Important Documents For Hurricane Season
Whether you live in Florida, as we do, or anywhere else in the world, you’re bound to encounter stormy weather at some point. Here in the south, we deal with big hurricanes and flooding water, but tornadoes and heavy snow cause financial hardship to families and businesses in other areas of the country. Unfortunately, we can’t control the weather. But we can work together to prepare you for whatever comes your way.
The weather outside may be sunny, but bad weather can sneak up on us at any time of the year. Before you fall victim to the next significant weather phenomenon, here are some essential steps you can take to protect yourself and your business.
Document Valuables for Insurance Purposes
You should have documentation of all valuables in your home and in your office to provide to your insurance company in the case of a catastrophic weather event. This includes home appliances, jewelry, tools, or anything else of value in your home. In the office, this should include furniture, computers and other technology, and anything of value that you’d need to recover to continue operating your business. Your insurance company can help you determine what and how to track this information.
Have Your Important Paperwork Together And Accessible
Prepare a small filing folder with all of your essential personal documents that you can grab if you need to run out of the house quickly. Things like birth certificates, deeds to your property, and insurance information are essential to have and difficult to replace in the aftermath of a disaster.
Go Digital Where You Can
These days, most people manage the bulk of their financial services online. Doing business online has a lot of perks. It’s faster, requires far less paperwork, and gives you the convenience of 24/7 access to your information. However, you should be mindful that it’s often difficult to access power, internet, or cell signal after big storms. If you need specific information immediately, it’s wise to include that information in the file we talked about above.
Storms are inevitable, but you can protect your livelihood and your business by planning. Preparation won’t prevent you from storm damage, power outages, or income loss. But it will help you recover more quickly. As we cruise into the end of hurricane season here in Florida, Fix-It Accounting is here for whatever personal or business accounting needs you have. Contact us today to learn more about our popular offerings.